Surrogacy cost in Georgia in 2026: a full budget breakdown

Georgia remains one of the few countries where surrogacy is explicitly legal and still affordable compared to the US or Canada. Yet "how much does it cost" is the first question we hear at every consultation. Let's break the budget down honestly, item by item.

What the programme cost consists of

A surrogacy programme budget has several major blocks: the surrogate's compensation, the medical part (IVF, embryo transfer, pregnancy care, delivery), agency services, legal support, and organisational costs – the surrogate's accommodation, tests, medication and insurance situations.

The surrogate's compensation is usually the largest item. It is fixed in the contract and paid in stages: monthly payments during pregnancy and the main sum after delivery, plus allowances for food, maternity clothing and transport.

The medical block covers the IVF protocol, embryo transfer, all pregnancy screenings and the delivery itself. If donor eggs are needed, the donation programme is added. Always check whether cryopreservation of remaining embryos and repeat transfers are included – this is a common hidden cost.

The realistic range in 2026

A full turnkey programme in Georgia in 2026 typically falls between 55,000 and 90,000 US dollars – depending on whether donor eggs are needed, how many transfer attempts are required, and whether you choose a standard or a guaranteed programme. A guaranteed programme costs more, but the agency and clinic continue attempts until a baby is born, at no extra charge.

For comparison: a similar programme in the US costs 160,000–200,000 dollars; Cyprus is comparable to Georgia in price but with different legal nuances. The combination of clear law, quality medicine and moderate prices is exactly what makes Georgia a leading destination for fertility travel.

Hidden costs people forget

When comparing offers, look beyond the headline figure. Ask whether it includes stimulation and pregnancy-support medication, twin pregnancy care, C-section, neonatal care, interpreter services, the baby's paperwork and apostille. The gap between the advertised price and the real budget usually hides here.

Budget separately for travel: you will normally need 2–3 trips to Georgia – for contracts and biomaterial, sometimes for the transfer, and the main one for the birth and documents (usually 3–5 weeks in the country).

How payments work

No reputable agency asks for the full amount upfront. Payments are split by milestones: contract signing, start of the medical programme, confirmed pregnancy, monthly payments, delivery. Each stage is documented. If someone offers a "discount for 100% prepayment" – treat it as a red flag.

At Bloom Fertility Agency we prepare a transparent cost sheet before you sign anything: you see every line item and the payment schedule. Book a free consultation and we will calculate the budget for your exact situation – with or without donor eggs, standard or guaranteed programme.